Our professional life insurance experts have years of experience in searching through and comparing life insurance plans.  If you're ready to get a free life insurance quote, simply complete our online form. Our team will conduct a thorough search of thousands of insurance plans across the country and provide you with the best possible rate.

If you have any questions regarding life insurance, please read the information below.  If your question is not answered here, please feel free to contact us today.

Why should I have life insurance?

Almost everyone should have some sort of life insurance plans.  Unfortunately life is expensive and unpredictable.  In the event of a death, many families struggle to handle the financial costs associated with funerals, paying down debts and other such costs.  A life insurance plan makes sure that your loved ones are financially secure in the event of your death.

How much does life insurance cost?

The cost of a life insurance plan depends on the amount of coverage it provides and the details of the particular plan itself.  Insurance coverage often starts at as low as $10 per month.  There are a large number of options available however and different insurance companies offer different plans and rates.  If you'd like to have our team of insurance experts compare thousands of plans from across the country, please complete our online form today.

Who should I name as my beneficiary?

Most people name a close loved one such as a spouse or their children as a beneficiary.  However, it is also possible to name a business partner, a favourite charity or someone else as well.  When naming a beneficiary, it's important that you consult local laws first.

How much life insurance do I need?

The amount of life insurance you need depends on many factors.  Most experts state that people should have between five and ten times their annual income in insurance coverage.  However, this number varies greatly from person to person.  The amount of family income you provide, the number of people who count on your financial support, the number of children or other relatives that you would like to support and various other factors should be taken into consideration when choosing the amount of insurance you need.

Can I have too much life insurance?

This also depends on your particular situation.  It is possible to have too much insurance.  This leads to increased premiums and offers unnecessary coverage.

Why do different people pay different insurance premiums?

Life insurance policies vary between companies and plans.  In general, people pay more for insurance if they provide a greater risk to the lender.  Age, heath, lifestyle and occupation all factor into the equation.  Those who have existing health problems, who work in dangerous conditions or who are older will pay higher premiums.  To find the best possible insurance plan for your particular situation, fill out our online form today!

How can your service help me?

Our talented team of insurance professionals have been working in the insurance industry for years.  We have the experience and knowledge necessary to find the best possible plan for you.  We take the time to search through thousands of plans across the country so that you don't have to!  Ready to start?  Simply fill out our online form to complete the process!  There is no charge for this service and no obligation to accept the quote we offer you!